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due diligence

Due Diligence: What Should a Homebuyer Know?

Your home is one of the largest purchases you will ever make. But when buying a home, many homebuyers do not know what they need to do during the period of time after they sign the purchase agreement and before the real estate closing. This is known… Read More
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Categories: Real Estate
spendthrift provision

How to Protect Your Legacy from Immature Financial Decisions

As you work with your lawyer to develop your estate plan, you will consider the legacy you want to leave to the people you care about most. But sometimes the people we love need to be protected from themselves. This is where a spendthrift provision c… Read More
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Categories: Estate Planning
(durable) power of attorney

The Importance of a Durable Power of Attorney

A durable power of attorney allows you to appoint another person to make decisions for you if you lose the mental capacity to make decisions on your own. Choosing someone who will act as your power of attorney is an important decision that should onl… Read More
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Categories: Estate Planning
Estate plan file in a filing cabinet

10 Reasons to Update your Will or Trust

Your estate planning documents, and especially your Last Will and Testament (Will) and any trusts you have created, are living documents that need regular maintenance. As your life and circumstances change over time, your estate planning documents mu… Read More
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Categories: Estate Planning
Couple reviewing joint revocable trust

Should You Have A Joint Revocable Trust in Your Estate Plan?

In the right circumstances, using a joint revocable trust as an estate planning tool can make a married couple’s administration and distribution of their assets easier, with the added benefit of reducing time and expenses. What is a Joint Revocable… Read More
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Categories: Estate Planning
Property law concept. Key from real estate and gavel.

Why Should I Have A Real Estate Contract Attorney When Buying a House?

For most people, purchasing a house is the biggest investment they will ever make. Consequently, a homebuyer must have a full and complete understanding of the home buying process in order to protect themselves. While there are numerous complex docum… Read More
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Categories: Real Estate
real estate agent holding a house key with a contract

Do You Need Title Insurance When You Buy a Home in Michigan?

Buying a home involves a significant investment of time and money. The settlement process involves complex documents and numerous details. One aspect that buyers and sellers often ask about is title insurance. They frequently wonder if it is really a… Read More
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Categories: Real Estate
house and property deed papers

What Is a Lady Bird Deed / Enhanced Life Estate Deed in Michigan?

A lady bird deed (or ladybird deed), also called an enhanced life estate deed, is an estate planning tool that avoids probate and accomplishes other estate planning objectives. It is not like a common deed that transfers fee title to real estate, but… Read More
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Estate Planning is Essential for Everyone

Estate Planning Is Essential For Everyone — Not Just Wealthy People

Many people think that estate planning is only necessary for people who have a lot of money and assets. That myth could not be farther from the truth. Estate planning is essential for everyone. What Is Estate Planning? Estate planning is commonly und… Read More
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Categories: Estate Planning
Start a Conversation with…

Start a Conversation with Your Family About Estate Planning

This may be a good time to start a conversation with your family members about your estate plan. We are all susceptible to a critical change in our health at any time. These uncertain times bring a renewed focus on the need to have a plan in place sh… Read More
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Categories: Estate Planning

About Bill

photo of a serious man - Ager Law Office
Born and raised in Ann Arbor, Michigan, Bill Ager graduated from the University of Michigan and then served in the U.S. Army. He graduated from the Defense Language Institute and worked at the Army’s Freedom of Information Center in Washington… Read More

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