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Property law concept. Key from real estate and gavel.

Why Should I Have A Real Estate Contract Attorney When Buying a House?

For most people, purchasing a house is the biggest investment they will ever make. Consequently, a homebuyer must have a full and complete understanding of the home buying process in order to protect themselves. While there are numerous complex docum… Read More
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Categories: Real Estate
real estate agent holding a house key with a contract

Do You Need Title Insurance When You Buy a Home in Michigan?

Buying a home involves a significant investment of time and money. The settlement process involves complex documents and numerous details. One aspect that buyers and sellers often ask about is title insurance. They frequently wonder if it is really a… Read More
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Categories: Real Estate
house and property deed papers

What Is a Lady Bird Deed / Enhanced Life Estate Deed in Michigan?

A lady bird deed (or ladybird deed), also called an enhanced life estate deed, is an estate planning tool that avoids probate and accomplishes other estate planning objectives. It is not like a common deed that transfers fee title to real estate, but… Read More
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Estate Planning is Essential for Everyone

Estate Planning Is Essential For Everyone — Not Just Wealthy People

Many people think that estate planning is only necessary for people who have a lot of money and assets. That myth could not be farther from the truth. Estate planning is essential for everyone. What Is Estate Planning? Estate planning is commonly und… Read More
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Categories: Estate Planning
Start a Conversation with…

Start a Conversation with Your Family About Estate Planning

This may be a good time to start a conversation with your family members about your estate plan. We are all susceptible to a critical change in our health at any time. These uncertain times bring a renewed focus on the need to have a plan in place sh… Read More
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Categories: Estate Planning
Should You Consider a Cot…

Should You Consider a Cottage Trust For Your Family Vacation Home?

Many Michiganders own a family vacation home or cabin up north or elsewhere that holds a lifetime of memories and is an integral part of the family’s legacy. But what happens to the property when the original owners (usually the parents) pass away?… Read More
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How Estate Planning Addre…

How Estate Planning Addresses Coronavirus (Covid-19) Concerns

The current coronavirus pandemic is a time of uncertainty and uncharted territory. Despite the physical distancing between us, people are coming together and families are reconnecting. We all have a shared concern for our families, friends, businesse… Read More
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Categories: Estate Planning
Michigan Seller Disclosur…

Michigan Seller Disclosure Act Requirements for FSBO (For Sale By Owner) Residential Real Estate Sales

Under a state statute, the Michigan Seller Disclosure Act (SDA), every seller of residential real estate that includes between one and four dwelling units is subject to specific disclosure requirements. The law applies to many types of residential re… Read More
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Categories: Real Estate
Buying or Selling Your Ho…

Buying or Selling Your Home Without a Real Estate Agent — FSBO Sales and Purchases

When you consider buying or selling a home, one of the first decisions you need to make involves whether to use a real estate agent. Since most buyer and seller agents use exclusive agreements which limit your rights in the sale or purchase of your h… Read More
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Categories: Real Estate
What Happens If You Die W…

What Happens If You Die Without a Will or Estate Plan?

If you do not have a Last Will and Testament or an estate plan, your family and loved ones will likely encounter problems when you die — and possibly during your lifetime as well. Some of those problems may not be easily resolved. They can create t… Read More
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About Bill

photo of a serious man - Ager Law Office
Born and raised in Ann Arbor, Michigan, Bill Ager graduated from the University of Michigan and then served in the U.S. Army. He graduated from the Defense Language Institute and worked at the Army’s Freedom of Information Center in Washington… Read More

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