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Do You Need Title Insurance When You Buy a Home in Michigan?

Buying a home involves a significant investment of time and money. The settlement process involves complex documents and numerous details. One aspect that buyers and sellers often ask about is title insurance. They frequently wonder if it is really a… Read More
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Categories: Real Estate
house and property deed papers

What Is a Lady Bird Deed / Enhanced Life Estate Deed in Michigan?

A lady bird deed (or ladybird deed), also called an enhanced life estate deed, is an estate planning tool that avoids probate and accomplishes other estate planning objectives. It is not like a common deed that transfers fee title to real estate, but… Read More
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Should You Consider a Cot…

Should You Consider a Cottage Trust For Your Family Vacation Home?

Many Michiganders own a family vacation home or cabin up north or elsewhere that holds a lifetime of memories and is an integral part of the family’s legacy. But what happens to the property when the original owners (usually the parents) pass away?… Read More
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Michigan Seller Disclosur…

Michigan Seller Disclosure Act Requirements for FSBO (For Sale By Owner) Residential Real Estate Sales

Under a state statute, the Michigan Seller Disclosure Act (SDA), every seller of residential real estate that includes between one and four dwelling units is subject to specific disclosure requirements. The law applies to many types of residential re… Read More
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Categories: Real Estate
Buying or Selling Your Ho…

Buying or Selling Your Home Without a Real Estate Agent — FSBO Sales and Purchases

When you consider buying or selling a home, one of the first decisions you need to make involves whether to use a real estate agent. Since most buyer and seller agents use exclusive agreements which limit your rights in the sale or purchase of your h… Read More
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Categories: Real Estate
Year-End Real Estate Plan…

Year-End Real Estate Planning Considerations

The end of the year provides wonderful opportunities for celebrating holidays with family and friends. While you enjoy the festive atmosphere, it’s also a good idea to give some thought to year-end planning concerns, especially those relating to re… Read More
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Categories: Real Estate
How Do FSBO / For Sale By…

How Do FSBO / For Sale By Owner Real Estate Transactions Work in Michigan?

If you are thinking about buying or selling a home, you should learn about the For Sale By Owner process. FSBO (pronounced fizz-bow) is very popular in the City of Ann Arbor and throughout Washtenaw County. If you are a seller, you might want to cons… Read More
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Categories: Real Estate

Important Steps To Take Before Looking For A Home To Purchase

Buying a home is one of the most important financial decisions you will make. It is exciting and hard not to rush into it. Before starting to actively look for a home to purchase, you should consider the following steps so you will not waste time and… Read More
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Categories: Real Estate

Due Diligence: What Should A Homebuyer Know?

“Due diligence” has been defined as “research and analysis that a person or business performs in preparation for a business transaction”. Home buyer due diligence before buying a home is critical because it is one of the most important busine… Read More
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Categories: Real Estate

Thinking about selling your home “For Sale By Owner”?

Selling your house or condominium by yourself (For Sale By Owner-FSBO) can save you thousands of dollars, usually about 6% of the sale price in commissions, but it requires work. Although an experienced real estate agent can be a good marketer of you… Read More
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Categories: Real Estate

About Bill

photo of a serious man - Ager Law Office
Born and raised in Ann Arbor, Michigan, Bill Ager graduated from the University of Michigan and then served in the U.S. Army. He graduated from the Defense Language Institute and worked at the Army’s Freedom of Information Center in Washington… Read More

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